Applied Facts helps financial institutions and their clients. We provide a broad range of cost-effective financial institution consulting services throughout the world to address the changing regulatory and economic environment.

Our services include:

1. Strategic Management Consulting

Through our experienced Bank Management Team, we can provide you with proven strategies that reduce risk for the bank, the CEO, and Directors. We assist with operations assessments, strategic planning and turnaround strategies. With our team of banking experts, we can develop alternative risk mitigation strategies for the Audit Committee and Special Assets Group.

2. Special Assets

The team at Applied Facts is available to assist bank personnel with monitoring and maximizing asset recovery value on these loans. Applied Facts can also assist with assessments of a borrower’s physical plant, tangible assets, intellectual property, management qualifications, investment portfolio, and equity/ownership capitalization, and perform monitoring services at the borrower’s facility.

3. Internal Controls and Compliance Monitoring

The team at Applied Facts has extensive experience in financial services, including operations, underwriting, fraud prevention and investigation, compliance, forensic auditing and senior management expertise. Because of their level of experience, Applied Facts professionals can quickly identify problem areas and develop strategies designed to maximize the effectiveness of a bank’s internal control systems, thereby resulting in time and cost savings.

4. Internal Investigations

We have extensive experience conducting a variety of independent internal investigations for financial institutions. This includes locating assets for financial institutions in order to avoid diminution of asset values that could lower the bank’s capitalization. Our staff includes a former outside counsel to the California State Banking Department as well as investigators, forensic accountants, and computer forensic experts. Frequently, the results of our investigations culminate in a report for presentation to the Board as well as to regulators and law enforcement agencies.

5. Forensic Accounting Investigative Services

Applied Facts’ team of Certified Public Accountants and Certified Fraud Examiners are trained and experienced in investigating and resolving suspicions or allegations of fraud, questioned financial matters or matters in dispute, and other specific business or legal issues.

6. Computer Forensic Services

Our team of computer forensic investigators is expert in retrieving electronic data and evidence preservation. In addition, our specialists can test the existing network security protections to identify weaknesses and safeguard the electronically stored data to ensure compliance with established risk mitigation measures.

7. Litigation Services / Due Diligence

The accumulation of litigation intelligence is familiar territory for Applied Facts. We navigate the terrain to ensure that our clients are receiving the information they need to proceed cost-effectively with executing their legal strategy. Applied Facts conducts due diligence investigations involving corporate reputation, litigation, regulatory issues, media issues, and public business practices of prospective business partners, acquisitions and customers. This assists management in safeguarding assets, achieving the desired risk profile, and promoting compliance with the Bank Secrecy and Patriot Acts.

Please contact a representative from our Financial Services Group at (213) 892-8700 for further information.